おくびょうもの is usually used for person. おくびょう and こわがり can be used for animals, too. ex. おくびょうなねこ こわがり means surprised a little thing. おくびょう means the same, and it also means that he/she is too cowardly to do something. ex. 私はおくびょうになっていたので、話し掛けられなかった。
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